Do You Need Auto Insurance?
In a word - YES!!!
In most states auto insurance is mandatory so there’s one very compelling reason to have a car plan.
Also, auto insurance protects your hard earned money in the unfortunate event you do get in a wreck. Part of a successful lifetime is preparing for the unexpected so when it does come you aren’t caught off guard. Think about it there are millions of cars going around the roads at all different times with all different driving abilities and various speeds of cars and trucks that can handle various physical limitations.
Of course, sometimes accidents are going to occur given those clashing facts all surmised at a wrong point in time.  Vehicle insurance allows you to pay a reasonable premium for the peace of mind knowing that if you or your loved ones do have an untimely collision, your mind can focus on you or your loved ones and not the monetary worries of who is going to pay for this? Will I have to use my retirement account? You’ll want an insurance company to handle all the extra paper work and everything else. At the time an accident occurs you’ll have other stuff to think about.
So whether your in California, New York, New Jersey, Florida, Texas, Alabama, Missouri, or whatever state you are in, I endorse your purchase of some form of an insurance. Cheap insurance is better than nothing at all - remember that if you are looking for affordable coverage for your car, truck, or van. There are many plans out there, I encourage you to research them all. Some are good and some aren’t but you need to be the one making that call.